From deposits to withdrawals, every payment on Kaikiya is fast, secure, and completely hassle-free.
When it comes to online payments in Bangladesh, two things worry people most — whether their money will arrive safely, and how long it will take. Kaikiya has built its entire payment system with both of these concerns at the forefront.
Payments via bKash or Nagad appear in your Kaikiya wallet within seconds. No intermediaries, no waiting — straight from your mobile to the platform, just like that.
No hidden charges on any payment. Kaikiya charges zero fees on deposits. For withdrawals, Kaikiya takes nothing either — only the mobile operator's standard charges may apply.
Kaikiya operates exclusively in BDT. No dollar conversions, no complications.
All of Bangladesh's most-used payment channels, all in one place
Start depositing from as little as ৳200 with Bangladesh's number one mobile banking service. Payments are instant — no app required.
Deposit on Kaikiya easily using Nagad, the postal department's digital wallet. Funds are credited the moment your payment goes through.
You can also deposit on Kaikiya via Rocket, Dutch-Bangla Bank's mobile banking service — a great option for users in rural areas where Rocket is widely used.
Designed for those who prefer making large deposits directly from their bank. All major banks supported, including BRAC, Dutch-Bangla, and Islami Bank.
You can also pay on Kaikiya using a Visa or Mastercard debit card — a familiar option for anyone used to online shopping.
How much you can send with each method and how long it takes
| Method | Minimum | Daily Maximum | Fee | Time |
|---|---|---|---|---|
| bKash | ৳200 | ৳50,000 | Free | Instant |
| Nagad | ৳200 | ৳50,000 | Free | Instant |
| Rocket | ৳200 | ৳30,000 | Free | Instant |
| Bank Transfer | ৳1,000 | Unlimited | Free | 1–3 Hours |
| Debit Card | ৳500 | ৳1,00,000 | Free | ~5 minutes |
Sign in to Kaikiya with your ID and password.
Go to your dashboard, select "Deposit", then choose "bKash".
Enter the amount — Kaikiya will display a number and reference code.
Send payment to the displayed number with the reference.
Funds will appear in your wallet within seconds.
| Method | Minimum | Daily Maximum | Kaikiya Fee | Time |
|---|---|---|---|---|
| bKash | ৳300 | ৳50,000 | Zero | ~30 Minutes |
| Nagad | ৳300 | ৳50,000 | Zero | ~30 Minutes |
| Rocket | ৳300 | ৳25,000 | Zero | ~1 hour |
| Bank Transfer | ৳2,000 | Unlimited | Zero | 3–6 Hours |
Requests made after midnight may be processed the following morning.
Your NID will be required for your first withdrawal of ৳10,000 or more. You only need to do this once.
From your dashboard, select "Withdrawal" and choose your preferred method.
Enter the correct mobile number and amount. Double-check before confirming.
Confirm. You'll receive an SMS — your funds will arrive within the stated timeframe.
Which payment method works best for you?
Every payment on Kaikiya is protected by multiple layers of security
Every payment is protected with bank-grade encryption. No outside party can access your information.
Identity verification is required for large withdrawals, keeping your account fully protected.
You'll receive SMS and in-app notifications for every deposit and withdrawal — so you're immediately alerted to any unexpected transaction.
Your bank or mobile banking details are never shared with any third party.
If a technical error results in an incorrect deduction, Kaikiya guarantees a refund within 48 hours.
Paying via bKash or Nagad from the number registered to your Kaikiya account makes verification faster and automatic. Payments from someone else's number may cause delays.
Always enter the reference code provided by Kaikiya during deposit into the reference field when sending money. Leaving it blank triggers manual verification, which takes extra time.
After each transaction, keep a screenshot of your successful bKash or Nagad payment on your phone. If any issue arises, send it to support for a quick resolution.
Mobile banking servers can slow down between 7 PM and 11 PM due to high traffic. If you're transacting during these hours, give it a moment.
Paste your voucher code in the voucher field before completing your deposit. Vouchers cannot be applied after payment.
Real feedback on Kaikiya's payment system
"Sent via bKash and it showed up in my account within three seconds. I used to wait an hour on other sites."
"I withdrew via Nagad and the money arrived in 25 minutes. No hassle, no fees. Kaikiya is genuinely different."
"Bank transfer takes a bit longer, but for large amounts it's the best option. No limits, no hassle."
Frequently Asked Questions About Payments